*forwarded email*
Imagine. . . .

T 
here is a bank that credits your 
  account each morning with $86,400. 
  It carries over no balance from day to day. 
  Every evening deletes whatever part of the 
  balance you failed to use during the day. What 
  would you do? Draw out ALL OF IT, of 
  course!!!!

E 
ach of us has such a bank. Its name is TIME. 
  Every morning, it credits you with 86,400 
  seconds.  Every night it writes off, as lost, 
  whatever of this you have failed to invest to good 
  purpose.  It carries over no balance. It allows no 
  overdraft.

E 
ach day it opens a new account for you. 
  Each night it burns the remains of the day. 
If you fail to use the day's deposits, the 
  loss is yours. 

T 
here is no going back. There is no 
  drawing against the "tomorrow." 
  You must live in the present on today's 
  deposits. Invest it so as to get from it the 
  utmost in health, happiness, and success! 
  The clock is running. Make the most of today. 

T 
o realize the value of ONE YEAR, 
  ask a student who failed a grade.

T 
o realize the value of ONE MONTH, 
  ask a mother who gave birth to a premature 
  baby.

T 
o realize the value of ONE WEEK, 
  ask the editor of a weekly newspaper.

T 
o realize the ! value of ONE HOUR, 
  ask the lovers who are waiting to meet.

T 
o realize the value of ONE MINUTE, 
  ask a person who missed the train.

T 
o realize the value of ONE-SECOND, 
  ask a person who just avoided an accident. 

T 
o realize the value of ONE MILLISECOND, 
  ask the person who won a silver medal in the 
  Olympics. 

T 
reasure every moment that you have! And 
  treasure it more because you shared it with 
  someone special, special enough to spend your 
  time. 

A 
nd remember that time waits for no one. 
  Yesterday is history. Tomorrow is a mystery. 
  Today is a gift. That's why it's called the 
  present!!! 

F 
riends are a very rare jewel, indeed. 
  They make you smile and encourage you to 
  succeed.  They lend an ear, they share a word 
  of praise, and they always want to open their 
  heart to us. 
  

  Send this to everyone you consider a 
FRIEND 
. 
  If it comes back to you, then you'll 
  know you have a circle of friends.